Essay about College Expense - 1215 Words

Congrats! You’ve been accepted to the college of your choice; now all that’s left to figure out is how you’ll pay for college. Unfortunately, college costs don’t end at tuition and room and board you’ll also have to pay for textbooks, meals, transportation, and a computer with working internet. We have been told that we live in a free country, but if our country is so called â€Å"free,† how come paying for an education isn’t? The most important in my case and many low income students is trying to attend college and being able to pay without going into debt. I find myself, since 2010, hearing the same stories of previous college graduate, who have gone into debt by the time they reached their sophomore year of college. Excited to venture out†¦show more content†¦The student loan debt has reached up to $1.2 trillion in federal debt; student loans are the second highest consumer debt. A quick economics lesson, the national deb t causes many consequences when our economy isn’t functioning in the level it should be, it causes our economic growth to slow down and therefore less jobs are available and it causes interest rates to rise. According to Chris Denhart, it’s safer to receive federal loans rather than private loans. Federal student loans are easier to pay and much rather safer, because federal loans are based on the income of the student, they have fixed interest rates, and don’t have to start paying until nine months later, â€Å"making them a much safer loan for students to take.† (1) On the contrary, with private loans that isn’t the case. â€Å"Private loans have done away with late fees, and in fine print have redefined the right to claim default on the loan after missing a single payment,† (1) what does that mean? Simple, you can’t afford to miss a payment and if you do prepare to have a bad credit. A result of bad credit would lead to negative ef fects in the future as well. By having bad credit students in the long run won’t be able to invest in a house, a car, a business, etc., which would leave the economy without any money coming in. As a nation, we need more college graduates in order to stay competitive in the global economy,†Show MoreRelatedCollege Is Worth The Expense946 Words   |  4 Pages  College is worth the expense. You have a higher earning potential. When you finish school, you have the necessary skills to land that good paying job. Many people have aspirations of owning things, such as owning cars or homes. Ownership is an expense not many can afford, but so many wish to achieve. Well paying jobs tend to take care of their employees. For example, higher paying jobs give their employees more benefits and vacation time: to stay healthy and well-rested. So they perform betterRead MoreIs College Still Worth The Expense?921 Words   |  4 Pagesthemselves asking is college still worth the expense? With tuition continuing to sky rocket each year. Textbooks with their outrageous sales tax. It adds up, that I am sure of. So again is it really worth it? I say, yes. College changes and shapes individuals in ways unimaginable. Whether you attend college or go immediately into the workforce, many recognize the amazing opportunities college has to offer its students. In high school, high school opens doors for college. In college, college unlocks opportunitiesRead MoreIs College Worth the Expense? Essay examples1193 Words   |  5 Pageshas helped the US rise economically and industrially. Today, the US is in the middle of the same debate- this time, over college. Some, like David Leonhardt, a columnist for the business section of The New York Times, think a college education creates success in any job. Others, such as Christopher Beha, an author and assistant editor of Harper’s Magazine, believe that some college â€Å"education† (like that of for-profit schools) is a waste of time, and can even be harmful to students. Each stance on thisRead MoreAmerica Needs High School Incentive Programs To Help Students Pay College Expenses2284 Words   |  10 Pagesthe most money. Most of these jobs ne ed to make it so a higher education like college is needed to be able to even make it in the field. College is not by any means cheap, depending on what college is chosen, yes it can be less money but it is still thousands of dollars by the time the degree is earned. Many people that want to go to college cannot afford it, therefore cannot reach the dream job. In order to make college accessible to those who are truly deserving, incentive programs such as offeringRead MoreCollege Expenses : The True Nightmare1669 Words   |  7 Pages College Expenses: The True Nightmare As a child, the road to adulthood seems like a beautiful dream. They could not wait to be adults and earn the pride and respect they rightfully deserved as children. As we grew older, we became more frightful of being adult. There was no joy to having to pay taxes. We couldn’t find happiness in our debts. Growing up meant having an education forced onto them, but after the mandatory years were done, we had to pay for an education society deemed as necessary.Read MoreQuestions On Financial Expenses For College Students1102 Words   |  5 Pagesthat impending students should consider, they are: 1. NCLEX: Successful passing rates. Scores are granted from 0 to 100% passing. A rate of 90 % or more is a good indicator of the success of the graduating students. 2. Tuition Costs: Financial expenses can steer you in one direction over another. 3. Length of program: Length of the program can realize one’s goals according to one’s timetable. 4. Class size: Whether you like a lecture type of classes or smaller more personal, this decision isRead MoreSchool Social Workers Should Be Paid For Their College Expenses1694 Words   |  7 Pagesthem to apply (Perez, 2010). Scholarships are the main resource that undocumented students use to pay for their college expenses (Educators for Fair Consideration, 2011). Many organizations, such as the Mexican American Legal Defense and Educational Fund, have organized extensive lists of scholarships specifically for undocumented students (Perez, 2010). There are also private colleges that offer undocumented students full scholarships (Perez, 2010). School social workers should discuss with careerRead MoreFinancial Analysis of Lee College1527 Words   |  7 PagesFinancial Analysis of Lee College Not-for-profit organizations are required to produce financial statements that provide information about their financial position and performance. Lee College is a private, not-for-profit college that prepares its financial statements in accordance to the accounting standards of the National Association of College and University Business Officers (NACUBO). I will prepare a Statement of Activities, a Statement of Unrestricted Revenues, Expenses, and Other Changes inRead MoreSample Resume : Sports Program1000 Words   |  4 Pagesorganize participants, programs, costs of equipment and merchandise etc. as well as calculate the over all expenses within the year of the program. Per those requirements, all revenues, expenses and capitalized expenditures on behalf of this men and woman track and field program, including those by outside supplies, are reported on annually. We hope to break even after calculating all our expenses. Recreation or Sport Program My program is in the Public council sector and it is organized by the governmentRead MoreThe Warehouse Group And The Salvation Army And Waikato Tainui1206 Words   |  5 PagesWaikato stretch as far as the Waikato River. They want to enhance the local iwi and tribe to bring the locals closer together. They are split up into 4 entities and they focus on the iwi’s land, river, property and research for the local Waikato-Tainui College (Waikato Tainui, n.d.). Types of Info Most of the Information that the Warehouse group shares in their report is financial. A vast majority is made up of their statements. This would be because they would have thousands of transactions going through

Debating Sex and Gender and After Identity - 1479 Words

Name: Professor: Course: Date: In Debating Sex and Gender and After Identity, Dr. Warnke presents various arguments that demonstrate how sex, gender, and race are all social constructs. Do you agree or disagree with her argument, and why? Concepts of sex, gender and race in English language have undergone uncountable naturalization and universalities, to a point that they are now considered to have always been present. There are numerous arguments that revolve around the three concepts of human diversity. Dr. Warnke for example argues that the three concepts above are social constructs (Warnke 153). This paper is in the light of Dr Warnke’s argument but rather disagrees with her argument about sex, gender and race as†¦show more content†¦Social organization of people into identifiable groups is more likely than terming sex a social construct. The society’s role of creating sex as Dr. Warnke claims therefore becomes sidelined by this fact. Borrowing evidence from literacy and entertainment works can help establish what or what is not constructed by the society in relation to race, sex and gender. A book by the title â€Å"Black Like Me† and the famous story of Billy Tipton depicts that fact. Billy Tipton was a famous musician who was all along thought to be a male (Warnke 162). Upon dying, it was established that this musician was actually female. The interesting bit of it is that Billy Tipton got married twice to women. This secret was discovered only after death. If it was the role of the society to construct sex and gender, then the case of this musician could have been identified earlier and no secrets would be underlying. Since sex and gender are not social constructs as claimed by Dr. Warnke, it follows suit that it would be hard for similar cases as that of Billy Tipton to be identified. However, race or ethnicity as a social construction is evidenced by the fact that this musician actually identifi ed with a given race or ethnic group although the sex and gender aspect of the same person was comprised,Show MoreRelatedDebating Sex and Gender and After Identity1486 Words   |  6 PagesName: Professor: Course: Date: In Debating Sex and Gender and After Identity, Dr. Warnke presents various arguments that demonstrate how sex, gender, and race are all social constructs. Do you agree or disagree with her argument, and why? Concepts of sex, gender and race in English language have undergone uncountable naturalization and universalities, to a point that they are now considered to have always been present. There are numerous arguments that revolve around the three conceptsRead MoreThe Effects of Hormones and Behavior on Gender Identity1598 Words   |  7 PagesThe effects of hormones and behavior on gender identity PSY 340 February 14, 2010 The effects of hormones and behavior on gender identity The formation of gender identity is not completely understood as it is much more complex than just getting a sperm and egg cell to join; an XX or an XY genotype is only the first part in gender identity. There are many biological, psychological and sociological factors involved. The biological includes chromosomes, gonads, prenatal hormones, internal accessoryRead MorePersuasive Speech: Gay Adoption800 Words   |  4 Pagesas well as un-married couples to adopt. On the surface, this seems like solely a gay rights issue, and though it most definitely is, there is also an underlying issue that many people tend to overlook. That issue is the children themselves. People debating this hot topic tend to overlook that because they are so against homosexuals, they are actually harming hundreds of children all over the United States. 2. MAIN POINTS AND SUBPOINTS (15): Stated in full sentences I. As a rapidly changingRead MoreMedia s Influence On Media1543 Words   |  7 PagesSocial media publicizes a substantial amount of messages about identity and acceptable ways to express gender, sexuality and ones lifestyle, but at the same time, the viewers have their own differing feelings about the issues. The media may suggest certain feelings and actions, but the audiences feelings can never overpower self-expression completely. The media portrays certain things because it is what is being accepted. Neither parties, these being the media and its audience, have full power overRead More Same-Sex Marriage and Religious Liberties: Essay1558 Words   |  7 PagesIn the United States, legalization of same-sex marriage has a long-standing history of opposition from religious circles. Some argue against the legalization of same-sex marriage based on their interpretation of the Bible’s stance against homosexuality (Dobson, O’Brien). Other opponents argue against the pra ctice based on universal tenets of moral behavior, fundamental beliefs that are said to underpin our country’s existing laws and should not be eroded (George, Finnis, Friedman). IncreasinglyRead MoreSocial Learning Theory And Cognitive Developmental Theory2898 Words   |  12 PagesAbstract Gender roles are the socially characteristic activities that men and women engage in with different constancy. It can be challenging for either a male or female being trapped in a body they are no longer comfortable with. Negative attitudes toward transgender persons may result in transphobia as well as discriminatory treatment of transgender individuals. This gender identity disorder can be due to social influences as well as within one’s household. At younger ages it is believed that kidsRead MoreThe Effects Of Alcohol And Drugs On Children3325 Words   |  14 Pagesdue to their unpredictability and risk taking behaviors. Many studies focus on their behaviors in regards to sex and alcohol. In this study, we will be looking at the effect of alcohol and drugs on a person’s ability to deny sexual advances as well as the gender differences between these abilities. Unlike other studies, we will be focusing on the actual ability to deny sex as well as the gender difference s, which, to the best of our knowledge, has not been studied yet. This study is important becauseRead MoreWomen Of Hip Hop Culture Essay1723 Words   |  7 Pageshave decided to consume hip hop regardless of the sexism and machismo of their rap artist spouses. Historically, black women who have sex with other women haven’t been recognized in the Black community. Also, the expectations are the same in hip hop culture because men reject lesbians. An example is the murder in 2003 of Sakia Gunn after she declared her lesbian identity to a group of males. We all know that in hip hop culture men predominate and precisely masculine. Women can achieve a higher professionalRead MoreMusic and Race Essay1522 Words   |  7 Pagesspiritual depth of society, make sure to mark its music.† Generally performer collaborate songs to represent the popular pop culture, and social issues, and wish for their society as well as their current era. For instance, controversial issues such as sex, violence, racism and discrimination has been represented through many musical genres including the blues, RB, Disco/Funk, and Hip hop. When comparing previous historical periods to our current era, one can see tremendous differences in how they areRead MoreEssay The Catholic Church and Its Views on Homosexuality3784 Words   |  16 PagesClemens, who is close to seventy, retired from the Kingston, Ontario diocese after 33 years of service and moved to Toronto to advocate for the city’s gay village. Clemens stated that he was as prepared to handle the inevitable backlash from the Church and some of its followers as he was when he declared his sexual orientation in 2005, and strongly believes that homosexuals deserve to exercise their right to enter into same-sex marriage. (Weese) It is currently estimated that 1 to 3% of the population

Five Forces Model U.S. Automobile Industry Free Essays

Michael Porter’s Five Forces Model is a model used to analyze a particular environment of an industry. An industry is a group of firms that market products which are close substitutes for each other, such as the automobile industry. According to Porter, there are five forces that determine an industry’s long-run profitability and attractiveness. We will write a custom essay sample on Five Forces Model: U.S. Automobile Industry or any similar topic only for you Order Now These five competitive forces are the threat of entry of new competitors, or new entrants; the threat of substitutes; the bargaining power of buyers; the bargaining power of suppliers, and the degree of rivalry between existing competitors. In the auto manufacturing industry, the threat of new entrants is generally very low. For this threat, factors to examine include all barriers to entry such as upfront capital requirements since it costs a lot to set up a car manufacturing facility. They also need to look at brand equity since a new firm may have none. Also, legislation and government policy are considered and this includes safety, EPA, and emissions. Finally, they’ll look at the ability to distribute the product. The emergence of foreign competitors with the capital, management skills, and required technologies began to undermine the market share of North American companies. The bargaining power of suppliers must be examined. Historically, the bargaining power of automakers went unchallenged. The American consumer, however, became undeceived with many of the products being offered by some auto companies and began looking for alternatives, particularly foreign cars. On the other hand, while consumers can be very price sensitive, they do not hold much buying power since they never purchase a large volume of cars. If buyers can look at the competition or other comparable products, and switch easily, there may be a high threat competitive rivalry. The switching cost is high with new cars because you can’t sell a brand new car for the same price you paid for it. You also need to look at public transportation and the likelihood of people taking the bus, train or airplane to get around. The higher the cost of operating a vehicle, the more likely people will look for alternative transportation options. The price of gasoline has a big impact on consumers’ decisions to buy vehicles as well. SUV’s and trucks have higher profit margins, but they also consume more gas compared to smaller sedans and light trucks. Product differentiation is important too since there are usually many cars that are similar. The automobile supply business tends to have many firms. Many suppliers rely on one or two automakers to buy a majority of their products. If an automaker decided to switch suppliers, it could be devastating to the previous supplier’s business. So, suppliers are extremely susceptible to the demands and requirements of the automobile manufacturer and hold very little power. But some suppliers are small firms who rely on the carmakers, and may only have one carmaker as a client. So this can be a tricky force to evaluate. In most countries, all auto makers are engaged in fierce competition. Price slashes, product developments, and ad campaigns keep them on the edge of innovation and profitability. Margins are low and pressure between rivals is high. Highly competitive industries generally earn low returns because the cost of competition is high. The automobile industry is considered to be an oligopoly, which helps to minimize the effects of price-based competition. The automakers understand that price-based competition does not necessarily lead to increases in the size of the marketplace. In the past, they have tried to avoid price-based competition, but more recently the competition has intensified – rebates, preferred financing and long-term warranties have helped attract customers, but they also put pressure on the profit margins for vehicle sales. Works Cited CarFreaks. Porter’s Five Forces Analysis of the Automobile Industry. 24 January 2010. 13 October 2011 http://www. carfreaks. info/content/porters-five-forces-analysis-automobile-industry. Hitt, Michael A. , Duane Ireland and Robert E. Hoskisson. Strategic Management: Competitiveness and Globalization: Concepts, Ninth Edition. Mason: South-Western Cengage Learning, 2011. Investopedia. The Industry Handbook: Automobiles. 2011. 13 October 2011 http://www. investopedia. com/features/industryhandbook/automobile. asp# How to cite Five Forces Model: U.S. Automobile Industry, Papers

Cultural Imperialism in Ake free essay sample

In the advancement of European empires, the widespread approach to colonizing foreign lands was through violence. The Europeans would arrive in new territories with their sophisticated weapons and ideals, and would forcibly subjugate the indigenous people. However, in the instance of the English colonization of Nigeria’s town Ake, the English colonists implemented colonization through cultural imperialism. The English began implementing their process of cultural imperialism through converting the people of Ake into their religion, Christianity. The English, like most colonizing countries, understood that influencing the Nigerian people would come much easier once they were under religious control. The English utilized the brilliant ploy of employing Nigerians to spread Christianity to their own people. The Nigerians who compromised and promoted English concepts were rewarded for their deeds. For example Wole Soyinka’s family was rewarded by being given the security of a parsonage. However, this was actually given as a result of Essay’s contribution to the spread of English education, through his position as headmaster of the school. We will write a custom essay sample on Cultural Imperialism in Ake or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Education, therefore, became another aspect of English culture used to promote cultural imperialism in Ake. The Nigerians were made to assimilate many English ideals through the education process, which commenced at a young age. The English also required the Nigerians to study their language. By teaching the people of Ake English, the English colonists were able to engrave their ideals into them. The education system furthermore was able to be used to keep a watchful eye on the students, and to control the mindsets of the best and brightest of them. This use of cultural imperialism helped prevent Nigerian intellectuals from becoming political opponents. The English accomplished this by having a government school for advanced students. Although the English didn’t openly colonize the Nigerians through violence, there was a subtle form of violence often used to inscribe English beliefs through education and religion. For example Wole Soyinka had Christian beliefs beat into him by the frequent use of â€Å"the rod† at home, and English manners impressed upon him by principal Daodu’s use of â€Å"the rod† at school. Additionally, the English colonists imparted the technological cultural luxuries of electricity and the radio on Wole’s family. This made them even more dependent on English ways. The installation of the radio into the Soyinka household played an important role of cultural imperialism by introducing the English culture directly into their home. The media can have an incredible influence on a society. As mentioned in the The Years of Childhood, Essay and his friends became obsessed with listening to the news on the radio. Thus the English were now capable of distorting daily events by controlling the news. An important incentive for Europeans to colonize in Africa was taxation, so it too was used to implement cultural imperialism. The wealth accumulated through taxation was a main factor in the economic success of European nations. Taxation was particularly harsh on Ake’s women. This was so much so that the Nigerians started an uprising to abolish taxes on women. As the English knew, to keep the men of a country under control, they first had to satisfy the country’s women and ultimately agreed to abolish the taxation on women.